Welfare broker

PILLAR INSURANCE LLC

Mailing address (most recent filing)

2847 S INGRAM MILL ROAD SUITE B-104

SPRINGFIELD, MO 65804

Total comp: $27K
Commissions: $27K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where PILLAR INSURANCE LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	3	$612K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	3	$612K	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PILLAR INSURANCE LLC's plans by broker comp / premium ratio. Median 4.94% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of PILLAR INSURANCE LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where PILLAR INSURANCE LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE DURHAM COMPANY DURHAM COMPANY GROUP LIFE AD&D AND DEPENDENT LIFE PLAN	MO	$202K	$14K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
THE DURHAM COMPANY THE DURHAM COMPANY DENTAL BENEFIT PLAN	MO	$338K	$9K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
THE DURHAM COMPANY DURHAM COMPANY SUPERIOR VISION PLAN	MO	$73K	$4K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$612K

100.0%

State

Plans

Premium

State share

Index

$612K

0.0%

17.86x

Sponsor

Loc

Premium

Comp

Carrier

THE DURHAM COMPANY

DURHAM COMPANY GROUP LIFE AD&D AND DEPENDENT LIFE PLAN

$202K

$14K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

THE DURHAM COMPANY

THE DURHAM COMPANY DENTAL BENEFIT PLAN

$338K

$9K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

THE DURHAM COMPANY

DURHAM COMPANY SUPERIOR VISION PLAN

$73K

$4K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA