Welfare broker

PIEDMONT INSURANCE & BENEFITS INC

Mailing address (most recent filing)

PO BOX 845

LEXINGTON, NC 27293

Total comp: $102K
Commissions: $98K
Fees: $4K
Filings: 8
Sponsors: 8

Carrier mix

Where PIEDMONT INSURANCE & BENEFITS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY33.3%
UNITED OF OMAHA LIFE INSURANCE COMPANY33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$749K	33.3%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$191K	33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.7M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	3	$2.6M	0.1%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PIEDMONT INSURANCE & BENEFITS INC's plans by broker comp / premium ratio. Median 6.25% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of PIEDMONT INSURANCE & BENEFITS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where PIEDMONT INSURANCE & BENEFITS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MCINTYRE MANUFACTURING GROUP, INC. MCINTYRE MANUFACTURING GROUP, INC. WELFARE BENEFIT PLAN	NC	$749K	$47K	UNITEDHEALTHCARE INSURANCE COMPANY
VESCO MATERIAL HANDLING EQUIPMENT INC ATLANTIC COAST TOYOTALIFT WELFARE BENEFIT PLAN	NC	$191K	$24K	UNITED OF OMAHA LIFE INSURANCE COMPANY
SHOE SHOW, INC. SHOE SHOW, INC. EMPLOYEE BENEFIT PLAN	NC	$1.7M	$8K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$749K

33.3%

UNITED OF OMAHA LIFE INSURANCE COMPANY

$191K

33.3%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$1.7M

33.3%

State

Plans

Premium

State share

Index

$2.6M

0.1%

47.73x

Sponsor

Loc

Premium

Comp

Carrier

MCINTYRE MANUFACTURING GROUP, INC.

MCINTYRE MANUFACTURING GROUP, INC. WELFARE BENEFIT PLAN

$749K

$47K

UNITEDHEALTHCARE INSURANCE COMPANY

VESCO MATERIAL HANDLING EQUIPMENT INC

ATLANTIC COAST TOYOTALIFT WELFARE BENEFIT PLAN

$191K

$24K

UNITED OF OMAHA LIFE INSURANCE COMPANY

SHOE SHOW, INC.

SHOE SHOW, INC. EMPLOYEE BENEFIT PLAN

$1.7M

$8K

CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES