Welfare broker

PICKETT AGENCY INC

Mailing address (most recent filing)

PO BOX 696

BEMIDJI, MN 566190696

Total comp: $40K
Commissions: $40K
Fees: $16
Filings: 3
Sponsors: 3

Carrier mix

Where PICKETT AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
HEALTHPARTNERS INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$92K	50.0%
HEALTHPARTNERS INSURANCE COMPANY	1	$1.2M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MN	2	$1.3M	0.1%	50.15x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PICKETT AGENCY INC's plans by broker comp / premium ratio. Median 3.49% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of PICKETT AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PICKETT AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TEALS MANAGEMENT GROUP, INC. TEALS MANAGEMENT GROUP, INC. HEALTH PLAN	MN	$1.2M	$24K	HEALTHPARTNERS INSURANCE COMPANY
TEALS MANAGEMENT GROUP, INC. TEALS MANAGEMENT GROUP DENTAL AND LIFE PLAN	MN	$92K	$5K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$92K

50.0%

HEALTHPARTNERS INSURANCE COMPANY

$1.2M

50.0%

State

Plans

Premium

State share

Index

$1.3M

0.1%

50.15x

Sponsor

Loc

Premium

Comp

Carrier

TEALS MANAGEMENT GROUP, INC.

TEALS MANAGEMENT GROUP, INC. HEALTH PLAN

$1.2M

$24K

HEALTHPARTNERS INSURANCE COMPANY

TEALS MANAGEMENT GROUP, INC.

TEALS MANAGEMENT GROUP DENTAL AND LIFE PLAN

$92K

$5K

PRINCIPAL LIFE INSURANCE COMPANY