Welfare broker

PHILIP ARNDT

Mailing address (most recent filing)

3055 44TH STREET SW

GRANDVILLE, MI 49468

Total comp: $243K
Commissions: $243K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where PHILIP ARNDT places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRIORITY HEALTH50.0%
BLUE CARE NETWORK OF MICHIGAN50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRIORITY HEALTH	1	$1.7M	50.0%
BLUE CARE NETWORK OF MICHIGAN	1	$6.7M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$8.4M	0.1%	41.19x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PHILIP ARNDT's plans by broker comp / premium ratio. Median 3.96% vs welfare-wide median 6.35% (n=2).

Prospect-flag exposure · vs market baseline

Share of PHILIP ARNDT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PHILIP ARNDT is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NORTHEAST MICHIGAN COMMUNITY SERVICES AGENCY, INC. NORTHEAST MICHIGAN COMMUNITY SERVICES AGENCY, INC. HEALTH AND WELFARE BENEFIT PLAN	MI	$6.7M	$230K	BLUE CARE NETWORK OF MICHIGAN
SCHAENDORF CUSTOM FARMING, INC. SCHAENDORF CUSTOM FARMING GROUP INSURANCE PLAN	MI	$1.7M	$75K	PRIORITY HEALTH

Carrier

Plans

Premium

PRIORITY HEALTH

$1.7M

50.0%

BLUE CARE NETWORK OF MICHIGAN

$6.7M

50.0%

State

Plans

Premium

State share

Index

$8.4M

0.1%

41.19x

Sponsor

Loc

Premium

Comp

Carrier

NORTHEAST MICHIGAN COMMUNITY SERVICES AGENCY, INC.

NORTHEAST MICHIGAN COMMUNITY SERVICES AGENCY, INC. HEALTH AND WELFARE BENEFIT PLAN

$6.7M

$230K

BLUE CARE NETWORK OF MICHIGAN

SCHAENDORF CUSTOM FARMING, INC.

SCHAENDORF CUSTOM FARMING GROUP INSURANCE PLAN

$1.7M

$75K

PRIORITY HEALTH