Welfare broker

PHILIP A. GABRIELSON

Mailing address (most recent filing)

67530 HIDDEN OAK LANE

WASHINGTON, MI 480951837

Total comp: $98K
Commissions: $40K
Fees: $58K
Filings: 1
Sponsors: 1

Carrier mix

Where PHILIP A. GABRIELSON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$806K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$806K	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PHILIP A. GABRIELSON's plans by broker comp / premium ratio. Median 15.46% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PHILIP A. GABRIELSON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PHILIP A. GABRIELSON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
OETIKER, INC. OETIKER, INC. HEALTH CARE PLAN	MI	$806K	$125K	BLUE CROSS BLUE SHIELD OF MICHIGAN