Welfare broker

PERSONNEL RESOURCES CONSULTANTS

Mailing address (most recent filing)

555 MADISON AVENUE

NEW YORK, NY 10022

Total comp: $28K
Commissions: $28K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where PERSONNEL RESOURCES CONSULTANTS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY40.0%
UNITEDHEALTHCARE INSURANCE COMPANY20.0%
UNITED HEALTHCARE INSURANCE COMPANY20.0%
SUN LIFE ASSURANCE COMPANY OF CANADA20.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	2	$101K	40.0%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$0	20.0%
UNITED HEALTHCARE INSURANCE COMPANY	1	$261K	20.0%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$46K	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	5	$408K	0.1%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PERSONNEL RESOURCES CONSULTANTS's plans by broker comp / premium ratio. Median 4.32% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of PERSONNEL RESOURCES CONSULTANTS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where PERSONNEL RESOURCES CONSULTANTS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE CHRISTIAN BROTHERS INSTITUTE CBI	NY	$0	$11K	SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC
THE CHRISTIAN BROTHERS INSTITUTE THE CHRISTIAN BROTHERS INSTITUTE	NY	$261K	$10K	UNITED HEALTHCARE INSURANCE COMPANY
CHRISTIAN BROTHERS INSTITUTE CHRISTIAN BROTHERS AETNA DENTAL PLAN	NY	$100K	$5K	AETNA LIFE INSURANCE COMPANY
CHRISTIAN BROTHERS INSTITUTE CHRISTIAN BROTHERS LIFE INSURANCE PLAN	NY	$46K	$2K	SUN LIFE AND HEALTH INSURANCE COMPANY
CHRISTIAN BROTHERS INSTITUTE CHRISTIAN BROTHERS MEDICAL PLAN AE64732/699449	NY	$1K	$108	AETNA LIFE INSURANCE COMPANY