Welfare broker

PENSION & BENEFIT INSURANCE SERVICE

Mailing address (most recent filing)

23716 BIRTCHER DRIVE

LAKE FOREST, CA 92630

Total comp: $324K
Commissions: $295K
Fees: $29K
Filings: 4
Sponsors: 4

Carrier mix

Where PENSION & BENEFIT INSURANCE SERVICE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$6.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$6.0M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PENSION & BENEFIT INSURANCE SERVICE's plans by broker comp / premium ratio. Median 5.18% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PENSION & BENEFIT INSURANCE SERVICE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PENSION & BENEFIT INSURANCE SERVICE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MAXLINEAR, INC. MAXLINEAR, INC. WELFARE BENEFITS PLAN	CA	$6.0M	$309K	AETNA LIFE INSURANCE COMPANY