Welfare broker

PEARL BENEFITS GROUP INC

Mailing address (most recent filing)

1101 99TH STREET

LAKEWOOD RANCH, FL 34240

Total comp: $112K
Commissions: $20K
Fees: $92K
Filings: 2
Sponsors: 2

Carrier mix

Where PEARL BENEFITS GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED HEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HEALTHCARE INSURANCE COMPANY	1	$1.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$1.6M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PEARL BENEFITS GROUP INC's plans by broker comp / premium ratio. Median 8.14% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PEARL BENEFITS GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PEARL BENEFITS GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JEWISH COMMUNITY SERVICES OF SOUTH FLORIDA JEWISH COMMUNITY SERVICES OF SOUTH FLORIDA EMPLOYEE WELFARE BENEFITS PLAN	FL	$1.6M	$128K	UNITED HEALTHCARE INSURANCE COMPANY