Welfare broker

PCS INSURANCE SERVICES INC

Mailing address (most recent filing)

702 E MAIN ST

MURFREESBORO, TN 37130

Total comp: $49K
Commissions: $49K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where PCS INSURANCE SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HUMANA INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HUMANA INSURANCE COMPANY	1	$381K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$381K	0.0%	12.84x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PCS INSURANCE SERVICES INC's plans by broker comp / premium ratio. Median 9.57% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of PCS INSURANCE SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PCS INSURANCE SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNICO MECHANICAL CORP. UNICO MECHANICAL CORP. MEDICAL PLAN	CA	$381K	$36K	HUMANA INSURANCE COMPANY