Welfare broker

PAULA MARIE POWELL

Mailing address (most recent filing)

FINANCE INSURANCE LTD.

1164 BISHOP STREET 4TH FLOOR

HONOLULU, HI 96813

Total comp: $8K
Commissions: $8K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where PAULA MARIE POWELL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HAWAII MEDICAL SERVICE ASSOCIATION100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HAWAII MEDICAL SERVICE ASSOCIATION	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
HI	1	$1.2M	0.2%	283.20x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PAULA MARIE POWELL's plans by broker comp / premium ratio. Median 0.67% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PAULA MARIE POWELL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PAULA MARIE POWELL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FINANCE FACTORS LTD FINANCE FACTORS HEALTH & WELFARE PLAN	HI	$1.2M	$8K	HAWAII MEDICAL SERVICES ASSOCIATION