Welfare broker

PAULA C KEYES

Mailing address (most recent filing)

9810 COUNTRYSIDE LN

EDWARDS, IL 61528

Carrier mix

Where PAULA C KEYES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$184K	33.3%
DEARBORN LIFE INSURANCE COMPANY	1	$29K	33.3%
BLUE CROSS OF CALIFORNIA	1	$3.2M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	3	$3.4M	0.1%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PAULA C KEYES's plans by broker comp / premium ratio. Median 7.44% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of PAULA C KEYES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where PAULA C KEYES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PARSONS COMPANY, INC. PARSONS COMPANY, INC.	IL	$3.2M	$121K	BLUE CROSS BLUE SHIELD OF ILLINOIS
PARSONS COMPANY, INC. PARSONS COMPANY, INC.	IL	$184K	$14K	UNITED OF OMAHA LIFE INSURANCE COMPANY
PARSONS COMPANY, INC. PARSONS COMPANY, INC.	IL	$29K	$3K	DEARBORN LIFE INSURANCE COMPANY