Welfare broker

PAUL ROBILLARD & ASSOC INC

Mailing address (most recent filing)

4819 SOUTHWEST BLVD

C209

HAMBURG, NY 14075

Total comp: $2K
Commissions: $2K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where PAUL ROBILLARD & ASSOC INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$1.3M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PAUL ROBILLARD & ASSOC INC's plans by broker comp / premium ratio. Median 0.09% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PAUL ROBILLARD & ASSOC INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PAUL ROBILLARD & ASSOC INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BOARD OF TRUSTEES HEAT AND FROST INSULATORS AND ALLIED WORKERS LOCA HEAT AND FROST INSULATORS AND ALLIED WORKERS LOCAL NO. 4 WELFARE FUND	NY	$1.3M	$1K	UNIVERA HEALTHCARE