Welfare broker

PATRICK WHITAKER

Mailing address (most recent filing)

1276 LINCOLN AVE STE 202

SAN JOSE, CA 95125

Total comp: $250K
Commissions: $250K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where PATRICK WHITAKER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$3.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$3.6M	0.0%	12.83x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PATRICK WHITAKER's plans by broker comp / premium ratio. Median 6.41% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of PATRICK WHITAKER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PATRICK WHITAKER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RAHI SYSTEMS, INC RAHI SYSTEMS, INC BENEFIT PLAN	CA	$3.6M	$234K	BLUE CROSS OF CALIFORNIA