Welfare broker

PATRICK W HOFFMAN

Mailing address (most recent filing)

1910 EXETER ROAD

STE 2

GERMANTOWN, TN 38138

Total comp: $110K
Commissions: $67K
Fees: $44K
Filings: 5
Sponsors: 5

Carrier mix

Where PATRICK W HOFFMAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$1.1M	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PATRICK W HOFFMAN's plans by broker comp / premium ratio. Median 6.81% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PATRICK W HOFFMAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PATRICK W HOFFMAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BANK OF BARTLETT, INC. BANK OF BARTLETT EMPLOYEE HEALTH BENEFIT PLAN	TN	$1.1M	$77K	CIGNA HEALTH AND LIFE INSURANCE COMPANY