Welfare broker

PATRICK HOFFMAN

Mailing address (most recent filing)

1910 EXETER ROAD SUITE 2

GERMAN TOWN, TN 38138

Total comp: $220K
Commissions: $212K
Fees: $8K
Filings: 7
Sponsors: 7

Carrier mix

Where PATRICK HOFFMAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$308K	50.0%
BLUE CROSS OF CALIFORNIA	1	$6.6M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$6.6M	0.0%	22.94x
MS	1	$308K	0.2%	124.24x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PATRICK HOFFMAN's plans by broker comp / premium ratio. Median 7.36% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of PATRICK HOFFMAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PATRICK HOFFMAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
K-VA-T FOOD STORES, INC. K-VA-T FOOD STORES, INC. HEALTH AND WELFARE BENEFIT PLAN	VA	$6.6M	$104K	BLUERE OF TENNESSEE
PLANTERS BANK AND TRUST COMPANY PLANTERS BANK AND TRUST COMPANY WRAP WELFARE BENEFIT PLAN	MS	$308K	$41K	CIGNA HEALTH AND LIFE INSURANCE COMPANY

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$308K

50.0%

BLUE CROSS OF CALIFORNIA

$6.6M

50.0%

State

Plans

Premium

State share

Index

$6.6M

0.0%

22.94x

$308K

0.2%

124.24x

Sponsor

Loc

Premium

Comp

Carrier

K-VA-T FOOD STORES, INC.

K-VA-T FOOD STORES, INC. HEALTH AND WELFARE BENEFIT PLAN

$6.6M

$104K

BLUERE OF TENNESSEE

PLANTERS BANK AND TRUST COMPANY

PLANTERS BANK AND TRUST COMPANY WRAP WELFARE BENEFIT PLAN

$308K

$41K

CIGNA HEALTH AND LIFE INSURANCE COMPANY