Welfare broker

PATRICK DALTON

Mailing address (most recent filing)

3055 44TH STREET SW

GRANDVILLE, MI 49468

Total comp: $105K
Commissions: $105K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where PATRICK DALTON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRIORITY HEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRIORITY HEALTH	2	$3.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$3.2M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PATRICK DALTON's plans by broker comp / premium ratio. Median 4.27% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of PATRICK DALTON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PATRICK DALTON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WEDGWOOD CHRISTIAN SERVICES WELFARE PLAN WEDGWOOD CHRISTIAN SERVICES EMPLOYEE BENEFIT PLAN	MI	$2.1M	$76K	PRIORITY HEALTH
INTEGRITY EDUCATIONAL SERVICES INTEGRITY EDUCATIONAL SERVICES EMPLOYEE BENEFIT PLAN	MI	$1.2M	$57K	PRIORITY HEALTH