Welfare broker

PATRICIA ANN EVERETTE

Mailing address (most recent filing)

5282 GEORGIA CROSSING RD

COWAN, TN 373183700

Total comp: $13K
Commissions: $13K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where PATRICIA ANN EVERETTE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERITAS LIFE INSURANCE CORP.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERITAS LIFE INSURANCE CORP.	1	$126K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AR	1	$126K	0.2%	220.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PATRICIA ANN EVERETTE's plans by broker comp / premium ratio. Median 20.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PATRICIA ANN EVERETTE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PATRICIA ANN EVERETTE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CARDS HOLDINGS, LLC CARDS HOLDINGS, LLC HEALTH AND BENEFIT WELFARE PLAN	AR	$126K	$25K	AMERITAS LIFE INSURANCE COMPANY