Welfare broker

PATIENT ADVOCATES LLC

Mailing address (most recent filing)

235 PORTLAND ROAD

GRAY, ME 04039

Total comp: $70K
Commissions: $0
Fees: $70K
Filings: 1
Sponsors: 1

Carrier mix

Where PATIENT ADVOCATES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERICAN NATIONAL INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERICAN NATIONAL INSURANCE COMPANY	1	$835K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ME	1	$835K	0.3%	296.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PATIENT ADVOCATES LLC's plans by broker comp / premium ratio. Median 12.18% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PATIENT ADVOCATES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PATIENT ADVOCATES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COMMUNITY LIVING ASSOCIATION COMMUNITY LIVING ASSOCIATION HEALTH PLAN	ME	$835K	$102K	GARDEN STATE LIFE INSURANCE COMPANY