Welfare broker

PARAGON BENEFITS, INC.

Mailing address (most recent filing)

PO BOX 1288

COLUMBUS, GA 31917

Total comp: $56K
Commissions: $0
Fees: $56K
Filings: 3
Sponsors: 3

Carrier mix

Where PARAGON BENEFITS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY50.0%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$816K	50.0%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$527K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	2	$1.3M	0.0%	15.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PARAGON BENEFITS, INC.'s plans by broker comp / premium ratio. Median 14.77% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of PARAGON BENEFITS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PARAGON BENEFITS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KELLEY MANUFACTURING CO. KELLEY MANUFACTURING CO. EMPLOYEE HEALTH & WELFARE PLAN	GA	$527K	$124K	GUARDIAN
GEORGIA BAPTIST CHILDRENS HOMES AND FAMILY MINISTRIES GEORGIA BAPTIST CHILDRENS HOMES & FAMILY MINISTRIES INC., CAFETERIA PLAN	GA	$816K	$50K	HCC LIFE INSURANCE COMPANY

Carrier

Plans

Premium

HCC LIFE INSURANCE COMPANY

$816K

50.0%

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$527K

50.0%

State

Plans

Premium

State share

Index

$1.3M

0.0%

15.18x

Sponsor

Loc

Premium

Comp

Carrier

KELLEY MANUFACTURING CO.

KELLEY MANUFACTURING CO. EMPLOYEE HEALTH & WELFARE PLAN

$527K

$124K

GUARDIAN

GEORGIA BAPTIST CHILDRENS HOMES AND FAMILY MINISTRIES

GEORGIA BAPTIST CHILDRENS HOMES & FAMILY MINISTRIES INC., CAFETERIA PLAN

$816K

$50K

HCC LIFE INSURANCE COMPANY