Welfare broker

PACIFIC BENEFIT CONSULTANTS

Mailing address (most recent filing)

450 COUNTRY CLUB RD # 330

EUGENE, OR 97401

Total comp: $86K
Commissions: $79K
Fees: $8K
Filings: 12
Sponsors: 12

Carrier mix

Where PACIFIC BENEFIT CONSULTANTS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PACIFICSOURCE HEALTH PLANS50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PACIFICSOURCE HEALTH PLANS	1	$1.6M	50.0%
BLUE CROSS OF CALIFORNIA	1	$760K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	2	$2.4M	0.2%	104.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PACIFIC BENEFIT CONSULTANTS's plans by broker comp / premium ratio. Median 3.80% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of PACIFIC BENEFIT CONSULTANTS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PACIFIC BENEFIT CONSULTANTS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WHITE BIRD CLINIC WHITE BIRD CLINIC HEALTH AND WELFARE PLAN	OR	$1.6M	$54K	PACIFICSOURCE HEALTH PLANS
JAJ ENTERPRISES, LLC JAJ ENTERPRISES, LLC	OR	$760K	$33K	REGENCE BLUECROSS BLUE SHIELD OF OREGON

Carrier

Plans

Premium

PACIFICSOURCE HEALTH PLANS

$1.6M

50.0%

BLUE CROSS OF CALIFORNIA

$760K

50.0%

State

Plans

Premium

State share

Index

$2.4M

0.2%

104.57x

Sponsor

Loc

Premium

Comp

Carrier

WHITE BIRD CLINIC

WHITE BIRD CLINIC HEALTH AND WELFARE PLAN

$1.6M

$54K

PACIFICSOURCE HEALTH PLANS

JAJ ENTERPRISES, LLC

$760K

$33K

REGENCE BLUECROSS BLUE SHIELD OF OREGON