Welfare broker

P.S.H. INSURANCE, INC.

Mailing address (most recent filing)

737 BISHOP ST

STE 2120

HONOLULU, HI 96813

Total comp: $119K
Commissions: $119K
Fees: $0
Filings: 16
Sponsors: 16

Carrier mix

Where P.S.H. INSURANCE, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HAWAII MEDICAL SERVICE ASSOCIATION100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HAWAII MEDICAL SERVICE ASSOCIATION	1	$6.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
HI	1	$6.3M	0.2%	283.20x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of P.S.H. INSURANCE, INC.'s plans by broker comp / premium ratio. Median 2.77% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of P.S.H. INSURANCE, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where P.S.H. INSURANCE, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SMALL BUSINESS CHAMBER OF COMMERCE HAWAII SBCOC CONSTRUCTION INDUSTRY GROUP HEALTH PLAN	HI	$6.3M	$175K	HAWAII MEDICAL ASSURANCE ASSOCIATION