Welfare broker

P.K. FINANCIAL GROUP, LLC

Mailing address (most recent filing)

200 HADDONFILED BERLIN RD, SUITE 30

GIBBSBORO, NJ 08026

Total comp: $84K
Commissions: $84K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where P.K. FINANCIAL GROUP, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNION SECURITY INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNION SECURITY INSURANCE COMPANY	1	$2.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$2.7M	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of P.K. FINANCIAL GROUP, LLC's plans by broker comp / premium ratio. Median 3.37% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of P.K. FINANCIAL GROUP, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where P.K. FINANCIAL GROUP, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LABORERS' DISTRICT COUNCIL HEAVY & HIGHWAY HEALTH & WELFARE FUND LABORERS' DISTRICT COUNCIL HEAVY & HIGHWAY HEALTH & WELFARE FUND	PA	$2.7M	$92K	THE UNION LABOR LIFE INSURANCE COMPANY