Welfare broker

P BRYNE WISEMAN

Mailing address (most recent filing)

1750 SCOTVILLE ROAD, SUITE 4

BOWLING GREEN, KY 42104

Total comp: $264K
Commissions: $264K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where P BRYNE WISEMAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$3.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$2.1M	0.1%	32.51x
KY	1	$1.6M	0.0%	9.61x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of P BRYNE WISEMAN's plans by broker comp / premium ratio. Median 4.36% vs welfare-wide median 6.35% (n=2).

Prospect-flag exposure · vs market baseline

Share of P BRYNE WISEMAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where P BRYNE WISEMAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INTEGRATED MANAGEMENT SERVICES, INC. INTEGRATED MANAGEMENT SERVICES, INC. HEALTH AND WELFARE PLAN	KY	$1.6M	$81K	BLUECROSS BLUESHIELD OF TENNESSEE, INC
NACARATO TRUCKS GENERAL PARTNERSHIP NACARATO TRUCKS GENERAL PARTNERSHIP BENEFITS PLAN	TN	$2.1M	$79K	BLUECROSS BLUESHIELD OF TENNESSEE

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$3.7M

100.0%

State

Plans

Premium

State share

Index

$2.1M

0.1%

32.51x

$1.6M

0.0%

9.61x

Sponsor

Loc

Premium

Comp

Carrier

INTEGRATED MANAGEMENT SERVICES, INC.

INTEGRATED MANAGEMENT SERVICES, INC. HEALTH AND WELFARE PLAN

$1.6M

$81K

BLUECROSS BLUESHIELD OF TENNESSEE, INC

NACARATO TRUCKS GENERAL PARTNERSHIP

NACARATO TRUCKS GENERAL PARTNERSHIP BENEFITS PLAN

$2.1M

$79K

BLUECROSS BLUESHIELD OF TENNESSEE