Welfare broker

OTTAWA KENT INSURANCE

Mailing address (most recent filing)

PO BOX 349

JENISON, MI 49429

Total comp: $26K
Commissions: $23K
Fees: $2K
Filings: 4
Sponsors: 4

Carrier mix

Where OTTAWA KENT INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$108K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$108K	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of OTTAWA KENT INSURANCE's plans by broker comp / premium ratio. Median 20.01% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of OTTAWA KENT INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where OTTAWA KENT INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HOUSE OF FLAVORS, INC. HOUSE OF FLAVORS, INC. SHORT-TERM DISABILITY PLAN	MI	$108K	$22K	SUN LIFE ASSURANCE COMPANY OF CANADA