Welfare broker

OTTAWA KENT INSURANCE AGENCY

Mailing address (most recent filing)

7472 MAIN STREET

JENISON, MI 49428

Total comp: $138K
Commissions: $120K
Fees: $17K
Filings: 12
Sponsors: 12

Carrier mix

Where OTTAWA KENT INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY33.3%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA33.3%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$143K	33.3%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$101K	33.3%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$191K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	3	$435K	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of OTTAWA KENT INSURANCE AGENCY's plans by broker comp / premium ratio. Median 12.77% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of OTTAWA KENT INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where OTTAWA KENT INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GREAT LAKES EYE CARE GREAT LAKES EYE CARE WELFARE BENEFIT PLAN	MI	$191K	$29K	EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
HOEKSTRA ELECTRICAL SERVICES, LLC HOEKSTRA ELECTRIC ANCILLARY BENEFITS PLAN	MI	$143K	$17K	UNITED OF OMAHA LIFE INSURANCE COMPANY
ACTION WATER SPORTS, LLC ACTION WATER SPORTS, LLC	MI	$101K	$13K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNITED OF OMAHA LIFE INSURANCE COMPANY

$143K

33.3%

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$101K

33.3%

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

$191K

33.3%

State

Plans

Premium

State share

Index

$435K

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

GREAT LAKES EYE CARE

GREAT LAKES EYE CARE WELFARE BENEFIT PLAN

$191K

$29K

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

HOEKSTRA ELECTRICAL SERVICES, LLC

HOEKSTRA ELECTRIC ANCILLARY BENEFITS PLAN

$143K

$17K

UNITED OF OMAHA LIFE INSURANCE COMPANY

ACTION WATER SPORTS, LLC

$101K

$13K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA