Welfare broker

OTIS, ANTOINETTE

Mailing address (most recent filing)

6244 ODELL ST

SAINT LOUIS, MO 63139

Total comp: $45K
Commissions: $41K
Fees: $4K
Filings: 1
Sponsors: 1

Carrier mix

Where OTIS, ANTOINETTE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTH ALLIANCE LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTH ALLIANCE LIFE INSURANCE COMPANY	1	$902K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$902K	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of OTIS, ANTOINETTE's plans by broker comp / premium ratio. Median 5.01% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of OTIS, ANTOINETTE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where OTIS, ANTOINETTE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SUPER BRIGHT LEDS, INC. SUPER BRIGHT LEDS, INC. HEALTH AND WELFARE BENEFITS PLAN	MO	$902K	$45K	HEALTH ALLIANCE LIFE INSURANCE COMPANY