Welfare broker

ONE ALLIANCE INSURANCE AGENCY

Mailing address (most recent filing)

8TH FLOOR SUITE 802

105 CHALLENGER ROAD

RIDGEFIELD PARK, NJ 07660

Total comp: $463K
Commissions: $396K
Fees: $67K
Filings: 3
Sponsors: 3

Carrier mix

Where ONE ALLIANCE INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$290K	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.4M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	2	$1.7M	0.1%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ONE ALLIANCE INSURANCE AGENCY's plans by broker comp / premium ratio. Median 17.36% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ONE ALLIANCE INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ONE ALLIANCE INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SAMSUNG GLOBAL SCL AMERICA, INC. DBA SAMSUNG SDS AMERICA, INC. SAMSUNG GLOBAL SCL AMERICA, INC. DBA SAMSUNG SDS AMERICA, INC. HEALTH PLAN	NJ	$1.4M	$350K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
SAMSUNG GLOBAL SCL AMERICA, INC. DBA SAMSUNG SDS AMERICA, INC. SAMSUNG GLOBAL SCL AMERICA, INC. DBA SAMSUNG SDS AMERICA, INC. ANCILLARY PLAN	NJ	$290K	$29K	LIFE INSURANCE COMPANY OF NORTH AMERICA

Carrier

Plans

Premium

LIFE INSURANCE COMPANY OF NORTH AMERICA

$290K

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$1.4M

50.0%

State

Plans

Premium

State share

Index

$1.7M

0.1%

46.37x

Sponsor

Loc

Premium

Comp

Carrier

SAMSUNG GLOBAL SCL AMERICA, INC. DBA SAMSUNG SDS AMERICA, INC.

SAMSUNG GLOBAL SCL AMERICA, INC. DBA SAMSUNG SDS AMERICA, INC. HEALTH PLAN

$1.4M

$350K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

SAMSUNG GLOBAL SCL AMERICA, INC. DBA SAMSUNG SDS AMERICA, INC.

SAMSUNG GLOBAL SCL AMERICA, INC. DBA SAMSUNG SDS AMERICA, INC. ANCILLARY PLAN

$290K

$29K

LIFE INSURANCE COMPANY OF NORTH AMERICA