Welfare broker

OLYMPIC CREST INSURANCE, INC.

Mailing address (most recent filing)

PO BOX 2538

GIG HARBOR, WA 98335

Total comp: $27K
Commissions: $27K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where OLYMPIC CREST INSURANCE, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$47K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	1	$47K	0.1%	61.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of OLYMPIC CREST INSURANCE, INC.'s plans by broker comp / premium ratio. Median 27.46% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of OLYMPIC CREST INSURANCE, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where OLYMPIC CREST INSURANCE, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WESTERN MATERIALS, INC. WESTERN MATERIALS HEALTH AND WELFARE PLAN	WA	$47K	$13K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA