Welfare broker

OCI INSURANCE AND FINANCIAL SERVICE

Mailing address (most recent filing)

4221 NORTH 203RD STREET

SUITE 200

ELKHORN, NE 68022

Total comp: $522K
Commissions: $468K
Fees: $54K
Filings: 18
Sponsors: 18

Carrier mix

Where OCI INSURANCE AND FINANCIAL SERVICE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
DELTA DENTAL OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$202K	50.0%
DELTA DENTAL OF CALIFORNIA	1	$320K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NE	1	$320K	0.1%	80.46x
CO	1	$202K	0.1%	40.63x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of OCI INSURANCE AND FINANCIAL SERVICE's plans by broker comp / premium ratio. Median 11.22% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of OCI INSURANCE AND FINANCIAL SERVICE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where OCI INSURANCE AND FINANCIAL SERVICE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CSS FARMS, LLC CSS FARMS, LLC EMPLOYEE BENEFITS PLAN	NE	$320K	$36K	DELTA DENTAL OF SOUTH DAKOTA
INREACH HEALTH (RURAL PARTNERS IN MEDICINE HOLDINGS LLC) INREACH HEALTH (RURAL PARTNERS IN MEDICINE HOLDINGS LLC) EMPLOYEE BENEFITS PLAN	CO	$202K	$23K	PRINCIPAL LIFE INSURACE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$202K

50.0%

DELTA DENTAL OF CALIFORNIA

$320K

50.0%

State

Plans

Premium

State share

Index

$320K

0.1%

80.46x

$202K

0.1%

40.63x

Sponsor

Loc

Premium

Comp

Carrier

CSS FARMS, LLC

CSS FARMS, LLC EMPLOYEE BENEFITS PLAN

$320K

$36K

DELTA DENTAL OF SOUTH DAKOTA

INREACH HEALTH (RURAL PARTNERS IN MEDICINE HOLDINGS LLC)

INREACH HEALTH (RURAL PARTNERS IN MEDICINE HOLDINGS LLC) EMPLOYEE BENEFITS PLAN

$202K

$23K

PRINCIPAL LIFE INSURACE COMPANY