Welfare broker

NYS UNITED TEACHERS BENEFIT TRUST

Mailing address (most recent filing)

800 TROY SCHENECTADY ROAD

LATHAM, NY 121102424

Total comp: $3K
Commissions: $0
Fees: $3K
Filings: 1
Sponsors: 1

Carrier mix

Where NYS UNITED TEACHERS BENEFIT TRUST places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	1	$2.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$2.2M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NYS UNITED TEACHERS BENEFIT TRUST's plans by broker comp / premium ratio. Median 0.15% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of NYS UNITED TEACHERS BENEFIT TRUST's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where NYS UNITED TEACHERS BENEFIT TRUST is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNITED FEDERATION OF TEACHERS HEALTH CARE CHAPTER BENEFIT FUND UNITED FEDERATION OF TEACHERS HEALTH CARE CHAPTER BENEFIT FUND	NY	$2.2M	$3K	ANTHEM BLUE CROSS AND BLUE SHIELD

Carrier

Plans

Premium

ANTHEM LIFE INSURANCE COMPANY

$2.2M

100.0%

State

Plans

Premium

State share

Index

$2.2M

0.0%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

UNITED FEDERATION OF TEACHERS HEALTH CARE CHAPTER BENEFIT FUND

$2.2M

$3K

ANTHEM BLUE CROSS AND BLUE SHIELD