Welfare broker

NTH INSURANCE AGENCY INC.

Mailing address (most recent filing)

10833 VALLEY VIEW ST, STE 550

CYPRESS, CA 90630

Carrier mix

Where NTH INSURANCE AGENCY INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.1M	25.0%
BLUE CROSS OF CALIFORNIA	1	$1.1M	25.0%
ANTHEM LIFE INSURANCE COMPANY	1	$1.1M	25.0%
AETNA LIFE INSURANCE COMPANY	1	$1.6M	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	4	$5.9M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NTH INSURANCE AGENCY INC.'s plans by broker comp / premium ratio. Median 6.87% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of NTH INSURANCE AGENCY INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where NTH INSURANCE AGENCY INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TITMOUSE, INC. TITMOUSE, INC. BENEFITS PLAN	CA	$2.1M	$127K	UNITEDHEALTHCARE INSURANCE COMPANY
VIDEO VOICE DATA COMMUNICATIONS VIDEO VOICE DATA COMMUNICATIONS HEALTH AND WELFARE PLAN	CA	$1.1M	$105K	ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY
WHEEL GROUP HOLDINGS, LLC THE WHEEL GROUP WELFARE BENEFITS PLAN	CA	$1.1M	$87K	CALIFORNIA PHYSICIANS' SERVICE (BLUE SHIELD OF CALIFORNIA)
JTB AMERICAS, LTD JTB AMERICAS, LTD HEALTH AND WELFARE PLAN	CA	$1.6M	$50K	AETNA LIFE INSURANCE CO.