Welfare broker

NOTTINGHAM AGENCY INC

Mailing address (most recent filing)

2277 HIGHWAY 33

STE 404

HAMILTON SQUARE, NJ 08690

Total comp: $298K
Commissions: $298K
Fees: $107
Filings: 4
Sponsors: 4

Carrier mix

Where NOTTINGHAM AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY33.3%
PRINCIPAL LIFE INSURANCE COMPANY33.3%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$4.2M	33.3%
PRINCIPAL LIFE INSURANCE COMPANY	1	$67K	33.3%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$32K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	3	$4.3M	0.1%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NOTTINGHAM AGENCY INC's plans by broker comp / premium ratio. Median 14.08% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of NOTTINGHAM AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where NOTTINGHAM AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIRST BANK FIRST BANK WELFARE BENEFIT PLAN	NJ	$4.2M	$250K	UNITEDHEALTHCARE INSURANCE COMPANY
KIDS R FIRST INC KIDS R FIRST INC	NJ	$67K	$9K	PRINCIPAL LIFE INSURANCE COMPANY
ARC MERCER, INC. ARC MERCER, INC. LIFE PLAN	NJ	$32K	$7K	EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$4.2M

33.3%

PRINCIPAL LIFE INSURANCE COMPANY

$67K

33.3%

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

$32K

33.3%

State

Plans

Premium

State share

Index

$4.3M

0.1%

46.37x

Sponsor

Loc

Premium

Comp

Carrier

FIRST BANK

FIRST BANK WELFARE BENEFIT PLAN

$4.2M

$250K

UNITEDHEALTHCARE INSURANCE COMPANY

KIDS R FIRST INC

$67K

$9K

PRINCIPAL LIFE INSURANCE COMPANY

ARC MERCER, INC.

ARC MERCER, INC. LIFE PLAN

$32K

$7K

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA