Welfare broker

NORTH STAR CONSULTANTS, INC.

Mailing address (most recent filing)

2701 UNIVERSITY AVE SE STE 300

MINNEAPOLIS, MN 554143236

Total comp: $86K
Commissions: $84K
Fees: $2K
Filings: 5
Sponsors: 5

Carrier mix

Where NORTH STAR CONSULTANTS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
HEALTHPARTNERS INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$202K	50.0%
HEALTHPARTNERS INSURANCE COMPANY	1	$1.9M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MN	2	$2.1M	0.1%	50.15x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NORTH STAR CONSULTANTS, INC.'s plans by broker comp / premium ratio. Median 7.85% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of NORTH STAR CONSULTANTS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where NORTH STAR CONSULTANTS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NORTH STAR CONSULTANTS, INC. NORTH STAR RESOURCE GROUP HEALTH AND DENTAL PLAN	MN	$1.9M	$64K	HEALTHPARTNERS INSURANCE COMPANY
NORTH STAR CONSULTANTS, INC. NORTH STAR RESOURCE GROUP LIFE & DISABILITY PLAN	MN	$202K	$25K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$202K

50.0%

HEALTHPARTNERS INSURANCE COMPANY

$1.9M

50.0%

State

Plans

Premium

State share

Index

$2.1M

0.1%

50.15x

Sponsor

Loc

Premium

Comp

Carrier

NORTH STAR CONSULTANTS, INC.

NORTH STAR RESOURCE GROUP HEALTH AND DENTAL PLAN

$1.9M

$64K

HEALTHPARTNERS INSURANCE COMPANY

NORTH STAR CONSULTANTS, INC.

NORTH STAR RESOURCE GROUP LIFE & DISABILITY PLAN

$202K

$25K

PRINCIPAL LIFE INSURANCE COMPANY