Welfare broker

NJHA HEALTHCARE BUSINESS SOLUTIONS

Mailing address (most recent filing)

782 ALEXANDER ROAD

ATTN APRIL GREICUS DIRECTOR INS SER

PRINCETON, NJ 085406305

Total comp: $2.8M
Commissions: $2.6M
Fees: $195K
Filings: 4
Sponsors: 4

Carrier mix

Where NJHA HEALTHCARE BUSINESS SOLUTIONS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	3	$28.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	3	$28.3M	0.1%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NJHA HEALTHCARE BUSINESS SOLUTIONS's plans by broker comp / premium ratio. Median 10.33% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of NJHA HEALTHCARE BUSINESS SOLUTIONS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where NJHA HEALTHCARE BUSINESS SOLUTIONS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NJHA INSURANCE FUND NJHA INSURANCE FUND WELFARE PLAN	NJ	$24.5M	$2.5M	METROPOLITAN LIFE INSURANCE COMPANY
INSPIRA HEALTH NETWORK, INC. INSPIRA HEALTH NETWORK BENEFITS PROGRAM	NJ	$3.2M	$132K	METROPOLITAN LIFE INSURANCE COMPANY
ENGLEWOOD HOSPITAL & MEDICAL CENTER ENGLEWOOD HOSPITAL EMPLOYEE BENEFITS PLAN	NJ	$570K	$73K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

METROPOLITAN LIFE INSURANCE COMPANY

$28.3M

100.0%

State

Plans

Premium

State share

Index

$28.3M

0.1%

46.37x

Sponsor

Loc

Premium

Comp

Carrier

NJHA INSURANCE FUND

NJHA INSURANCE FUND WELFARE PLAN

$24.5M

$2.5M

METROPOLITAN LIFE INSURANCE COMPANY

INSPIRA HEALTH NETWORK, INC.

INSPIRA HEALTH NETWORK BENEFITS PROGRAM

$3.2M

$132K

METROPOLITAN LIFE INSURANCE COMPANY

ENGLEWOOD HOSPITAL & MEDICAL CENTER

ENGLEWOOD HOSPITAL EMPLOYEE BENEFITS PLAN

$570K

$73K

METROPOLITAN LIFE INSURANCE COMPANY