Welfare broker

NIKSSARIAN INSURANCE SERVICES, INC.

Mailing address (most recent filing)

700 CAMINO EL ESTERO

MONTEREY, CA 93940

Total comp: $72K
Commissions: $72K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where NIKSSARIAN INSURANCE SERVICES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PREMIER ACCESS INSURANCE COMPANY50.0%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PREMIER ACCESS INSURANCE COMPANY	1	$166K	50.0%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$707K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$873K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NIKSSARIAN INSURANCE SERVICES, INC.'s plans by broker comp / premium ratio. Median 8.26% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of NIKSSARIAN INSURANCE SERVICES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where NIKSSARIAN INSURANCE SERVICES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CHURCH BROTHERS, LLC CHURCH BROTHERS HEALTH AND WELFARE PLAN	CA	$707K	$71K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
HARBINGER GROUP, LLC HARBINGER GROUP, LLC DBA MISIONERO HEALTH & WELFARE BENEFIT PLAN	CA	$166K	$11K	PREMIER ACCESS INSURANCE COMPANY

Carrier

Plans

Premium

PREMIER ACCESS INSURANCE COMPANY

$166K

50.0%

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$707K

50.0%

State

Plans

Premium

State share

Index

$873K

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

CHURCH BROTHERS, LLC

CHURCH BROTHERS HEALTH AND WELFARE PLAN

$707K

$71K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

HARBINGER GROUP, LLC

HARBINGER GROUP, LLC DBA MISIONERO HEALTH & WELFARE BENEFIT PLAN

$166K

$11K

PREMIER ACCESS INSURANCE COMPANY