Welfare broker

NICOLE GOLDEN

Mailing address (most recent filing)

6729 SUGAR HILL DR.

NASHVILLE, TN 37211

Total comp: $141K
Commissions: $141K
Fees: $0
Filings: 9
Sponsors: 9

Carrier mix

Where NICOLE GOLDEN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$606K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$606K	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NICOLE GOLDEN's plans by broker comp / premium ratio. Median 11.95% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of NICOLE GOLDEN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where NICOLE GOLDEN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EVOLVE BANK & TRUST EVOLVE BANK & TRUST WELFARE BENEFITS PLAN	TN	$606K	$72K	UNITED OF OMAHA LIFE INSURANCE COMPANY