Welfare broker

NICHOLAS ANDREW GENOVESE

Mailing address (most recent filing)

20 SOUTHCOTE ROAD

BRENTWOOD, MO 63144

Total comp: $331K
Commissions: $331K
Fees: $30
Filings: 3
Sponsors: 3

Carrier mix

Where NICHOLAS ANDREW GENOVESE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$3.2M	50.0%
AETNA LIFE INSURANCE COMPANY	1	$1.9M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	1	$1.9M	0.0%	9.85x
IL	1	$3.2M	0.0%	14.24x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NICHOLAS ANDREW GENOVESE's plans by broker comp / premium ratio. Median 8.16% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of NICHOLAS ANDREW GENOVESE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where NICHOLAS ANDREW GENOVESE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
QUANTIX SCS, LLC QUANTIX SCS, LLC HEALTH BENEFIT PLAN	IL	$3.2M	$347K	SUNLIFE ASSURANCE COMPANY OF CANADA
AMERICAN TRAILER RENTAL GROUP AMERICAN TRAILER RENTAL GROUP DBA WAREHOUSE ON WHEELS HEALTH & WELFARE PLAN	KY	$1.9M	$106K	AETNA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

SUN LIFE ASSURANCE COMPANY OF CANADA

$3.2M

50.0%

AETNA LIFE INSURANCE COMPANY

$1.9M

50.0%

State

Plans

Premium

State share

Index

$1.9M

0.0%

9.85x

$3.2M

0.0%

14.24x

Sponsor

Loc

Premium

Comp

Carrier

QUANTIX SCS, LLC

QUANTIX SCS, LLC HEALTH BENEFIT PLAN

$3.2M

$347K

SUNLIFE ASSURANCE COMPANY OF CANADA

AMERICAN TRAILER RENTAL GROUP

AMERICAN TRAILER RENTAL GROUP DBA WAREHOUSE ON WHEELS HEALTH & WELFARE PLAN

$1.9M

$106K

AETNA LIFE INSURANCE COMPANY