Welfare broker

NEW YORK LIFE AGENTS OF RECORD

Mailing address (most recent filing)

51 MADISON AVE

NEW YORK, NY 10010

Total comp: $127K
Commissions: $81K
Fees: $46K
Filings: 4
Sponsors: 4

Carrier mix

Where NEW YORK LIFE AGENTS OF RECORD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$1.2M	50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$2.2M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$2.2M	0.0%	8.36x
FL	1	$1.2M	0.0%	12.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NEW YORK LIFE AGENTS OF RECORD's plans by broker comp / premium ratio. Median 2.30% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of NEW YORK LIFE AGENTS OF RECORD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where NEW YORK LIFE AGENTS OF RECORD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LEGACY COMMUNITY HEALTH SERVICES, INC LEGACY COMMUNITY HEALTH SERVICES, INC WELFARE BENEFIT PLAN	TX	$2.2M	$65K	LIFE INSURANCE COMPANY OF NORTH AMERICA
VERMEER SOUTHEAST SALES AND SERVICE INC. VERMEER SOUTHEAST SALES & SERVICE INC. FLEXIBLE BENEFITS PLAN	FL	$1.2M	$20K	NORTH RIVER/US FIRE INSURANCE COMPANY

Carrier

Plans

Premium

HCC LIFE INSURANCE COMPANY

$1.2M

50.0%

LIFE INSURANCE COMPANY OF NORTH AMERICA

$2.2M

50.0%

State

Plans

Premium

State share

Index

$2.2M

0.0%

8.36x

$1.2M

0.0%

12.70x

Sponsor

Loc

Premium

Comp

Carrier

LEGACY COMMUNITY HEALTH SERVICES, INC

LEGACY COMMUNITY HEALTH SERVICES, INC WELFARE BENEFIT PLAN

$2.2M

$65K

LIFE INSURANCE COMPANY OF NORTH AMERICA

VERMEER SOUTHEAST SALES AND SERVICE INC.

VERMEER SOUTHEAST SALES & SERVICE INC. FLEXIBLE BENEFITS PLAN

$1.2M

$20K

NORTH RIVER/US FIRE INSURANCE COMPANY