Welfare broker

NEIL SMART, WHITTENBURG INSURANCE

Mailing address (most recent filing)

90 E RED PINE DR

ALPINE, UT 84404

Total comp: $62K
Commissions: $62K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where NEIL SMART, WHITTENBURG INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MOTIVHEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MOTIVHEALTH	1	$1.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
UT	1	$1.5M	0.1%	131.45x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NEIL SMART, WHITTENBURG INSURANCE's plans by broker comp / premium ratio. Median 5.52% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of NEIL SMART, WHITTENBURG INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where NEIL SMART, WHITTENBURG INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BROKEN ARROW, INC. BROKEN ARROW, INC.	UT	$1.5M	$82K	MOTIVHEALTH INSURANCE CO.