Welfare broker

NEFOUSE & ASSOCIATES, INC.

Mailing address (most recent filing)

8435 KEYSTONE CROSSING

SUITE 160

INDIANAPOLIS, IN 46240

Total comp: $176K
Commissions: $173K
Fees: $3K
Filings: 5
Sponsors: 5

Carrier mix

Where NEFOUSE & ASSOCIATES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%
ANTHEM LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$129K	33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$2.9M	33.3%
ANTHEM LIFE INSURANCE COMPANY	1	$979K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	3	$4.0M	0.1%	33.97x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NEFOUSE & ASSOCIATES, INC.'s plans by broker comp / premium ratio. Median 5.47% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of NEFOUSE & ASSOCIATES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where NEFOUSE & ASSOCIATES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE NATIONAL BANK OF INDIANAPOLIS THE NATIONAL BANK OF INDIANAPOLIS GROUP INSURANCE PLAN	IN	$2.9M	$158K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
HENSLEY LEGAL GROUP PC HENSLEY LEGAL GROUP PC	IN	$979K	$53K	ANTHEM INSURANCE COMPANIES INC
FLEXPAC INC FLEXPAC INC EMPLOYEE BENEFITS PLAN	IN	$129K	$16K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$129K

33.3%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$2.9M

33.3%

ANTHEM LIFE INSURANCE COMPANY

$979K

33.3%

State

Plans

Premium

State share

Index

$4.0M

0.1%

33.97x

Sponsor

Loc

Premium

Comp

Carrier

THE NATIONAL BANK OF INDIANAPOLIS

THE NATIONAL BANK OF INDIANAPOLIS GROUP INSURANCE PLAN

$2.9M

$158K

CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

HENSLEY LEGAL GROUP PC

$979K

$53K

ANTHEM INSURANCE COMPANIES INC

FLEXPAC INC

FLEXPAC INC EMPLOYEE BENEFITS PLAN

$129K

$16K

PRINCIPAL LIFE INSURANCE COMPANY