Welfare broker

NEEBCO

Mailing address (most recent filing)

15 CHENELL DRIVE

CONCORD, NH 03301

Total comp: $34K
Commissions: $25K
Fees: $9K
Filings: 2
Sponsors: 2

Carrier mix

Where NEEBCO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY50.0%
DELTA DENTAL OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$961K	50.0%
DELTA DENTAL OF CALIFORNIA	1	$122K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$122K	0.0%	3.95x
NH	1	$961K	0.2%	138.64x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NEEBCO's plans by broker comp / premium ratio. Median 5.84% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of NEEBCO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where NEEBCO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ST. MARY'S BANK ST. MARY'S BANK HEALTH AND WELFARE BENEFIT PLAN	NH	$961K	$31K	HCC LIFE INSURANCE COMPANY
HOWLEY BREAD GROUP, LTD HOWLEY BREAD GROUP LTD. HEALTH & WELFARE PLAN	OH	$122K	$10K	DELTA DENTAL OF RHODE ISLAND