Welfare broker

NEARMAN, STEVEN CRAIG

Mailing address (most recent filing)

39 HATHERLY RISE

PLYMOUTH, MA 02360

Total comp: $8K
Commissions: $8K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where NEARMAN, STEVEN CRAIG places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$83K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$83K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NEARMAN, STEVEN CRAIG's plans by broker comp / premium ratio. Median 10.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of NEARMAN, STEVEN CRAIG's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where NEARMAN, STEVEN CRAIG is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GENERAL WIRE SPRING COMPANY GENERAL WIRE SPRING COMPANY EMPLOYEES GROUP INSURANCE PLAN	PA	$83K	$8K	PRINCIPAL LIFE INSURANCE COMPANY