Welfare broker

NBI & ASSOCIATES LLC

Mailing address (most recent filing)

PO BOX 2529 588

BURLESON, TX 76097

Total comp: $60K
Commissions: $56K
Fees: $4K
Filings: 5
Sponsors: 5

Carrier mix

Where NBI & ASSOCIATES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$122K	50.0%
AETNA LIFE INSURANCE COMPANY	1	$918K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$1.0M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NBI & ASSOCIATES LLC's plans by broker comp / premium ratio. Median 9.35% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of NBI & ASSOCIATES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where NBI & ASSOCIATES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ROWIN-CORNIL. INC. ROWIN-CORNIL, INC. DBA SUNBELT MATERIAL HANDLING WELFARE PLAN	TX	$122K	$22K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
ROWIN-CORNIL, INC. ROWIN-CORNIL, INC. DBA SUNBELT MATERIAL HANDLING MEDICAL PLAN	TX	$918K	$8K	AETNA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$122K

50.0%

AETNA LIFE INSURANCE COMPANY

$918K

50.0%

State

Plans

Premium

State share

Index

$1.0M

0.0%

16.72x

Sponsor

Loc

Premium

Comp

Carrier

ROWIN-CORNIL. INC.

ROWIN-CORNIL, INC. DBA SUNBELT MATERIAL HANDLING WELFARE PLAN

$122K

$22K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

ROWIN-CORNIL, INC.

ROWIN-CORNIL, INC. DBA SUNBELT MATERIAL HANDLING MEDICAL PLAN

$918K

$8K

AETNA LIFE INSURANCE COMPANY