Welfare broker

NATIONAL BENEFITS GROUP OF AMERICA

Mailing address (most recent filing)

4538 W VILLAGE DRIVE SUITE B

TAMPA, FL 33624

Total comp: $225K
Commissions: $221K
Fees: $5K
Filings: 18
Sponsors: 18

Carrier mix

Where NATIONAL BENEFITS GROUP OF AMERICA places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$1.4M	50.0%
AETNA LIFE INSURANCE COMPANY	1	$4.6M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$1.4M	0.1%	32.46x
MA	1	$4.6M	0.0%	23.11x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NATIONAL BENEFITS GROUP OF AMERICA's plans by broker comp / premium ratio. Median 6.59% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of NATIONAL BENEFITS GROUP OF AMERICA's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where NATIONAL BENEFITS GROUP OF AMERICA is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNITED COAL COMPANY LLC UNITED COAL COMPANY LLC HEALTH AND WELFARE PLAN	TN	$1.4M	$160K	UNUM LIFE INSURANCE COMPANY OF AMERICA
NEXT STEP HEALTHCARE LLC NEXT STEP HEALTHCARE LLC WELFARE BENEFITS PLAN	MA	$4.6M	$92K	AETNA LIFE INSURANCE CO.

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$1.4M

50.0%

AETNA LIFE INSURANCE COMPANY

$4.6M

50.0%

State

Plans

Premium

State share

Index

$1.4M

0.1%

32.46x

$4.6M

0.0%

23.11x

Sponsor

Loc

Premium

Comp

Carrier

UNITED COAL COMPANY LLC

UNITED COAL COMPANY LLC HEALTH AND WELFARE PLAN

$1.4M

$160K

UNUM LIFE INSURANCE COMPANY OF AMERICA

NEXT STEP HEALTHCARE LLC

NEXT STEP HEALTHCARE LLC WELFARE BENEFITS PLAN

$4.6M

$92K

AETNA LIFE INSURANCE CO.