Welfare broker

NANCY J. SNELL

Mailing address (most recent filing)

901 WILSHIRE DR

TROY, MI 48084

Total comp: $121K
Commissions: $121K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where NANCY J. SNELL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
BLUE CARE NETWORK OF MICHIGAN50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$103K	50.0%
BLUE CARE NETWORK OF MICHIGAN	1	$1.3M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$1.4M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NANCY J. SNELL's plans by broker comp / premium ratio. Median 9.70% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of NANCY J. SNELL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where NANCY J. SNELL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VISITING PHYSICIAN'S ASSOCIATION DBA HARMONY CARES VISITING PHYSICIAN ASSOCIATION HEALTH AND WELFARE PLAN	MI	$1.3M	$57K	BLUE CARE NETWORK OF MICHIGAN
HONIGMAN LLP HONIGMAN LLP LONG TERM CARE PLAN	MI	$103K	$15K	UNUM LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$103K

50.0%

BLUE CARE NETWORK OF MICHIGAN

$1.3M

50.0%

State

Plans

Premium

State share

Index

$1.4M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

VISITING PHYSICIAN'S ASSOCIATION DBA HARMONY CARES

VISITING PHYSICIAN ASSOCIATION HEALTH AND WELFARE PLAN

$1.3M

$57K

BLUE CARE NETWORK OF MICHIGAN

HONIGMAN LLP

HONIGMAN LLP LONG TERM CARE PLAN

$103K

$15K

UNUM LIFE INSURANCE COMPANY