Welfare broker

MY ADVISOR INC

Mailing address (most recent filing)

2121 1ST AVE N STE 201

BIRMINGHAM, AL 352034237

Total comp: $159K
Commissions: $85K
Fees: $74K
Filings: 5
Sponsors: 5

Carrier mix

Where MY ADVISOR INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY66.7%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	2	$259K	66.7%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$552K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	3	$812K	0.3%	106.45x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MY ADVISOR INC's plans by broker comp / premium ratio. Median 21.91% vs welfare-wide median 6.40% (n=3).

Prospect-flag exposure · vs market baseline

Share of MY ADVISOR INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where MY ADVISOR INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PREPAID TECHNOLOGIES COMPANY INC PREPAID TECHNOLOGIES COMPANY INC	AL	$552K	$124K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
FAST SLOW MOTION LLC FAST SLOW MOTION LLC	AL	$123K	$27K	PRINCIPAL LIFE INSURANCE COMPANY
FAST SLOW MOTION FAST SLOW MOTION HEALTH WELFARE PLAN	AL	$137K	$27K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$259K

66.7%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$552K

33.3%

State

Plans

Premium

State share

Index

$812K

0.3%

106.45x

Sponsor

Loc

Premium

Comp

Carrier

PREPAID TECHNOLOGIES COMPANY INC

$552K

$124K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

FAST SLOW MOTION LLC

$123K

$27K

PRINCIPAL LIFE INSURANCE COMPANY

FAST SLOW MOTION

FAST SLOW MOTION HEALTH WELFARE PLAN

$137K

$27K

PRINCIPAL LIFE INSURANCE COMPANY