Welfare broker

MVP BENEFIT GROUP INCORPORATED

Mailing address (most recent filing)

625 STATE STREET

SCHENECTADY, NY 12305

Total comp: $51K
Commissions: $51K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where MVP BENEFIT GROUP INCORPORATED places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$890K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$890K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MVP BENEFIT GROUP INCORPORATED's plans by broker comp / premium ratio. Median 6.04% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MVP BENEFIT GROUP INCORPORATED's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MVP BENEFIT GROUP INCORPORATED is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EMPIRE STATE HIGHWAY CONTRACTORS ASSOCIATION WELFARE TRUST EMPIRE STATE HIGHWAY CONTRACTORS ASSOCIATION WELFARE TRUST	NY	$890K	$54K	HCC LIFE INSURANCE COMPANY