Welfare broker

MURRAY INSURANCE ASSOCIATES DB

Mailing address (most recent filing)

PO BOX 1728

LANCASTER, PA 17602

Total comp: $6K
Commissions: $6K
Fees: $829
Filings: 1
Sponsors: 1

Carrier mix

Where MURRAY INSURANCE ASSOCIATES DB places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$98K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$98K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MURRAY INSURANCE ASSOCIATES DB's plans by broker comp / premium ratio. Median 7.37% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MURRAY INSURANCE ASSOCIATES DB's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MURRAY INSURANCE ASSOCIATES DB is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PARAMOUNT CONTRACTING INC PARAMOUNT CONTRACTING INC GROUP INSURANCE PLAN 502	PA	$98K	$7K	STANDARD INSURANCE COMPANY