Welfare broker

MUNICIPAL BENEFITS LLC

Mailing address (most recent filing)

1053 BULLARD COURT

RALEIGH, NC 27615

Total comp: $256K
Commissions: $256K
Fees: $4
Filings: 4
Sponsors: 4

Carrier mix

Where MUNICIPAL BENEFITS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$4.1M	50.0%
AETNA LIFE INSURANCE COMPANY	1	$1.5M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OK	1	$4.1M	0.1%	61.53x
NC	1	$1.5M	0.0%	23.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MUNICIPAL BENEFITS LLC's plans by broker comp / premium ratio. Median 4.06% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MUNICIPAL BENEFITS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MUNICIPAL BENEFITS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CHEMOIL ENERGY SERVICES LLC CHEMOIL ENERGY SERVICES LLC HEALTH & WELFARE PLAN	OK	$4.1M	$243K	BLUECROSS BLUESHIELD OF OKLAHOMA
COASTAL COMMUNITY ACTION, INC. COASTAL COMMUNITY ACTION, INC. HEALTH AND WELFARE BENEFITS PLAN	NC	$1.5M	$34K	AETNA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$4.1M

50.0%

AETNA LIFE INSURANCE COMPANY

$1.5M

50.0%

State

Plans

Premium

State share

Index

$4.1M

0.1%

61.53x

$1.5M

0.0%

23.86x

Sponsor

Loc

Premium

Comp

Carrier

CHEMOIL ENERGY SERVICES LLC

CHEMOIL ENERGY SERVICES LLC HEALTH & WELFARE PLAN

$4.1M

$243K

BLUECROSS BLUESHIELD OF OKLAHOMA

COASTAL COMMUNITY ACTION, INC.

COASTAL COMMUNITY ACTION, INC. HEALTH AND WELFARE BENEFITS PLAN

$1.5M

$34K

AETNA LIFE INSURANCE COMPANY