Welfare broker

MUNDELL FINANCIAL GROUP

Mailing address (most recent filing)

690 CLAY STREET

MORGANTOWN, WV 26501

Total comp: $53K
Commissions: $53K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where MUNDELL FINANCIAL GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY50.0%
CITIZENS SECURITY LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$61K	50.0%
CITIZENS SECURITY LIFE INSURANCE COMPANY	1	$153K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WV	2	$213K	0.5%	276.42x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MUNDELL FINANCIAL GROUP's plans by broker comp / premium ratio. Median 11.81% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MUNDELL FINANCIAL GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MUNDELL FINANCIAL GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CHILDREN'S HOME SOCIETY OF WEST VIRGINIA, INC. CHILDREN'S HOME SOCIETY OF WEST VIRGINIA VOLUNTARY INSURANCE PLAN	WV	$153K	$21K	CITIZENS SECURITY LIFE INSURANCE COMPANY
CHILDREN'S HOME SOCIETY OF WEST VIRGINIA, INC. GROUP LIFE AND LONG-TERM DISABILITY PLAN OF CHILDREN'S HOME SOCIETY OF WEST VIRGINIA	WV	$61K	$6K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

METROPOLITAN LIFE INSURANCE COMPANY

$61K

50.0%

CITIZENS SECURITY LIFE INSURANCE COMPANY

$153K

50.0%

State

Plans

Premium

State share

Index

$213K

0.5%

276.42x

Sponsor

Loc

Premium

Comp

Carrier

CHILDREN'S HOME SOCIETY OF WEST VIRGINIA, INC.

CHILDREN'S HOME SOCIETY OF WEST VIRGINIA VOLUNTARY INSURANCE PLAN

$153K

$21K

CITIZENS SECURITY LIFE INSURANCE COMPANY

CHILDREN'S HOME SOCIETY OF WEST VIRGINIA, INC.

GROUP LIFE AND LONG-TERM DISABILITY PLAN OF CHILDREN'S HOME SOCIETY OF WEST VIRGINIA

$61K

$6K

METROPOLITAN LIFE INSURANCE COMPANY